What to Bring
When You Apply for a Mortgage

 A copy of your purchase agreement

 A legal description of the property you're buying

 W-2 forms and tax returns for the last two years

 A current pay stub

 Names and account numbers of banks and financial institutions where you have deposits

 Recent history (90 days) of your savings, checking, and brokerage accounts

 12-month payment history on your rent or current mortgage payments

 A list and estimated value of your major assets (car, insurance, etc.)

 Information about other income you receive from dividends, interest, rental property, etc.

 Recent financial statements, if you are self-employed

 A list of outstanding debts, including the names, addresses, and account numbers you send payments to

 Your checkbooks or a certified check to cover the cost of the application fee